Here’s a simple short Terms & Conditions draft for your banking site RYPTOXIAN. It’s concise but still professional. You can later expand with legal review:

Terms & Conditions – RyptoXian

Welcome to RyptoXian. By accessing or using our website, mobile applications, and financial services, you agree to comply with the following Terms and Conditions:

1. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use RyptoXian’s services.

2. Services

RyptoXian provides digital banking and financial services, including deposits, transfers, and crypto-related transactions. All services are subject to verification, security checks, and compliance with applicable regulations.

3. User Responsibilities

• You agree to provide accurate, up-to-date information during registration.

• You are responsible for maintaining the confidentiality of your account and login credentials.

• Any activity conducted through your account will be considered your responsibility.

4. Prohibited Use

You may not use RyptoXian for unlawful, fraudulent, or unauthorized activities, including money laundering, terrorism financing, or violating financial regulations.

5. Fees & Transactions

Certain services may involve fees, which will be clearly communicated before processing. Transactions, once confirmed, cannot be reversed except as required by law.

6. Security & Privacy

RyptoXian prioritizes security and data protection. However, you acknowledge that no online system is completely risk-free. Please review our Privacy Policy for more details.

7. Limitation of Liability

RyptoXian shall not be liable for losses arising from unauthorized access, system downtime, or third-party actions beyond our control.

8. Termination

We reserve the right to suspend or close accounts that violate these Terms or applicable laws without prior notice.

9. Changes to Terms

RyptoXian may update these Terms from time to time. Continued use of our services constitutes acceptance of the updated Terms.